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VT

Vermont

2024 Loan Rules & Limits

📊 Loan Limits (2024)

Conforming Limit
$766,550
FHFA single-family baseline
FHA Floor
$498,257
HUD single-family baseline

💰 Tax Climate

State Income Tax
Yes

🏛️ State Housing Agency

VHFA

Available Programs

  • VHFA Move Mortgage
  • VHFA Advantage Mortgage

📋 Lending Notes

Standard limits statewide. Chittenden County (Burlington) is the most active market. Second-home and ski resort properties are prominent.

Loan limits effective January 1, 2024. Actual limits vary by county. Always verify current limits with your lender or at hud.gov and fhfa.gov.