🔍 Free Tool

Loan Scam Checker

Answer 10 yes/no questions about your loan offer and get an instant risk assessment

Think about the specific loan offer you received and answer honestly. Each question flags a known tactic used by loan scammers.

Answer all 10 questions to see your result

Instant Results

No sign-up needed. Your answers stay on your device — nothing is sent to our server.

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Based on Real Scam Tactics

Questions are based on fraud patterns reported to the FTC, CFPB, and state attorneys general.

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Not Sure Yet?

Read our full guide on spotting loan scams before making any decisions.