✨ Free Tool — No Sign-Up Required
Loan Scenario Simulator
Enter your income, credit score, and loan type to see what you may qualify for — including estimated loan amounts, rates, and monthly payments.
How the Simulator Works
1
Enter your income
Gross annual income from all sources — salary, self-employment, rental income
2
Add your credit range
We use the credit tier to estimate your likely rate — no hard pull, no data stored
3
Choose a loan type
Each loan type has different DTI limits, down payment requirements, and rate tiers
4
See your scenario
Estimated max loan amount, rate range, monthly payment, and next steps