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UT
Utah
2024 Loan Rules & Limits
📊 Loan Limits (2024)
Conforming Limit
$862,500
FHFA single-family baseline
FHA Floor
$862,500
HUD single-family baseline
High-Cost Area: Parts of Utah may qualify for loan limits up to $1,149,825. Check with your lender for county-specific limits.
💰 Tax Climate
State Income Tax
Yes
🏛️ State Housing Agency
UHC
Available Programs
- UHC FirstHome
- UHC HomeAgain
📋 Lending Notes
Salt Lake, Utah (Provo-Orem), and Summit (Park City) counties have higher limits. Fast-growing tech corridor (Silicon Slopes) driving strong demand.
Loan limits effective January 1, 2024. Actual limits vary by county. Always verify current limits with your lender or at hud.gov and fhfa.gov.