Residential Loans
Compare all residential loans options — rates, requirements, and best use cases.
FHA Loan
FHA loans are government-backed mortgages insured by the Federal Housing Administration. Ideal for first-time buyers wit...
6.5% - 7.5% (30-yr fixed) ResidentialVA Loan
VA loans are mortgages guaranteed by the U.S. Department of Veterans Affairs for eligible veterans, active-duty service...
6.0% - 7.0% (30-yr fixed) ResidentialConventional Loan
Conventional mortgages are not backed by a government agency. They typically require higher credit scores and larger dow...
6.8% - 7.8% (30-yr fixed) ResidentialJumbo Loan
Jumbo loans exceed conforming loan limits ($766,550 in most areas for 2024). Used to finance luxury properties or homes...
7.0% - 8.5% (30-yr fixed) ResidentialDSCR Loan
Debt Service Coverage Ratio loans qualify based on rental income rather than personal income. Popular with real estate i...
7.5% - 9.5% (30-yr fixed) ResidentialHELOC
A Home Equity Line of Credit lets you borrow against your home equity. Works like a credit card with a draw period follo...
Prime + 0.5% to Prime + 2% (variable)