Loan Types

FHA Loan Residential

6.5% - 7.5% (30-yr fixed)

FHA loans are government-backed mortgages insured by the Federal Housing Administration. Ideal for f...

VA Loan Residential

6.0% - 7.0% (30-yr fixed)

VA loans are mortgages guaranteed by the U.S. Department of Veterans Affairs for eligible veterans,...

Conventional Loan Residential

6.8% - 7.8% (30-yr fixed)

Conventional mortgages are not backed by a government agency. They typically require higher credit s...

Jumbo Loan Residential

7.0% - 8.5% (30-yr fixed)

Jumbo loans exceed conforming loan limits ($766,550 in most areas for 2024). Used to finance luxury...

DSCR Loan Residential

7.5% - 9.5% (30-yr fixed)

Debt Service Coverage Ratio loans qualify based on rental income rather than personal income. Popula...

HELOC Residential

Prime + 0.5% to Prime + 2% (variable)

A Home Equity Line of Credit lets you borrow against your home equity. Works like a credit card with...

SBA 7(a) Loan Commercial

Prime + 2.25% to Prime + 4.75%

The most popular SBA loan program. Used for working capital, equipment, real estate, and business ac...

SBA 504 Loan Commercial

5.5% - 6.5% (fixed, 10-25 yr)

SBA 504 loans provide long-term, fixed-rate financing for major fixed assets like equipment and real...

Commercial Mortgage Commercial

6.5% - 9.0% (fixed or variable)

Commercial mortgages finance income-producing properties: office buildings, retail centers, apartmen...

Bridge Loan Commercial

8.0% - 12.0% (short-term)

Short-term financing used to bridge the gap between a current obligation and long-term financing. Co...

Hard Money Loan Commercial

10% - 15% + 2-5 points

Asset-based loans from private lenders. Fast approval based on property value rather than borrower c...