Loan FAQ Library

Cash flow is the single most important factor most business lenders evaluate. Lenders want to see that your business generates sufficient cash to service the new debt payment plus...

Franchise financing funds the purchase of a franchise business, covering the franchise fee, build-out costs, equipment, initial inventory, and working capital. SBA 7(a) loans are t...

Revenue-based financing (RBF) provides capital in exchange for a percentage of ongoing monthly revenues until a predetermined repayment cap is reached. Unlike MCAs which focus on c...

Microfinancing provides very small loans (typically $500–$50,000) to entrepreneurs and small business owners who do not qualify for traditional bank loans, often due to lack of c...

Business loan approval timelines vary widely by lender and loan type. Online lenders and fintech platforms can approve and fund in as little as 24–72 hours for smaller amounts. T...