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SC
South Carolina
2024 Loan Rules & Limits
📊 Loan Limits (2024)
Conforming Limit
$766,550
FHFA single-family baseline
FHA Floor
$498,257
HUD single-family baseline
💰 Tax Climate
State Income Tax
Yes
🏛️ State Housing Agency
SC Housing
Available Programs
- SC Housing Homeownership Program
- SC Assist Loan
📋 Lending Notes
Standard limits statewide. Charleston and Myrtle Beach are strong second-home markets. Flood insurance important in coastal areas.
Loan limits effective January 1, 2024. Actual limits vary by county. Always verify current limits with your lender or at hud.gov and fhfa.gov.