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Oregon
2024 Loan Rules & Limits
📊 Loan Limits (2024)
Conforming Limit
$862,500
FHFA single-family baseline
FHA Floor
$862,500
HUD single-family baseline
High-Cost Area: Parts of Oregon may qualify for loan limits up to $1,149,825. Check with your lender for county-specific limits.
💰 Tax Climate
State Income Tax
Yes
🏛️ State Housing Agency
OHCS
Available Programs
- Oregon Bond Residential Loan
- Down Payment Assistance
📋 Lending Notes
Washington County (Portland metro) and Clackamas County have higher limits. Oregon has high state income tax (up to 9.9%) but no sales tax.
Loan limits effective January 1, 2024. Actual limits vary by county. Always verify current limits with your lender or at hud.gov and fhfa.gov.