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Alabama

2024 Loan Rules & Limits

📊 Loan Limits (2024)

Conforming Limit
$766,550
FHFA single-family baseline
FHA Floor
$498,257
HUD single-family baseline

💰 Tax Climate

State Income Tax
Yes

🏛️ State Housing Agency

AHFA

Available Programs

  • AHFA Step Up
  • AHFA Advantage

📋 Lending Notes

Standard conforming and FHA limits statewide. Homebuyer Education required for most down-payment programs.

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Loan limits effective January 1, 2024. Actual limits vary by county. Always verify current limits with your lender or at hud.gov and fhfa.gov.